penalties on RAs Archives -

It’s a (green) jungle out there

Successive consultants and managers have struggled to see my resistance to support Old Mutual when looking for solutions for clients. They have repeatedly tried to sell me the “company line” – 165 years of experience, solid big company etc etc etc… I dont care, I just dont trust them to do what is in the …

A total rant!

I need to get this off my chest (again)…been fighting with 3 of the bigger insurance companies re the level of disclosure on their products with respect to fees and more specifically the performance on their portfolios… Suffice to say it is a futile exercise – it appears that even in this highly regulated environment …

Appropriate advice?

Consider the following – what would you advise the client? Client A took out an insurance based RA in 2003 (23 year term). She started a debit order of R450 pm (escalating at 10% pa). The current fund value is R63500 The company claims a return of 11.8% pa on the funds but the maths …

The Financial Coach

It’s a (green) jungle out there

A total rant!

Appropriate advice?