income replacement cover Archives -

The real advantage of knowing…

Liberty Life is currently running a radio ad about their income replacement product. Income replacement is an essential part of managing your financial risk and for any self-employed person it is almost essential cover. However, not all income replacement cover is created equal and it is essential that before you buy this kind of cover …

Do I need a haircut?

“Do I need a haircut?” is not a question one normally asks a barber. Of course the answer will be yes. Likewise, “do I need insurance?” is not a question one normally asks an insurance salesman, especially when his/her income is derived from the sale of product. Among the clients I meet there is traditionally …

Statistically unlikely…BUT!

According to research conducted by True South Actuaries & Consultants and the Unisa Bureau of Market Research, South Africans are hopelessly underinsured for death and disability. This is not new research or the first time that this conclusion has been reached. But what is new is that for the first time, at least as far …

The Financial Coach

The real advantage of knowing…

Do I need a haircut?

Statistically unlikely…BUT!