The Financial Coach

MANAGING PEOPLE AND THEIR EMOTIONS AROUND MONEY

Dont panic – plan!

There are essentially 2 emotions that drive human behaviour when it comes to money: fear and greed. Both of them can result in investors behaving irrationally and this can result is significant financial losses if we are not careful. For many South Africans there is currently a lot of fear around the future – it …

What’s up with SARS and tax clearance certificates?

I have written about this before but the issue has come to the fore again when I recently applied for a tax clearance certificate for offshore investing on behalf of a client. On the face of it, exchange control legislation has all but fallen away with the announcement by National Treasury that individual investors can …

Is that your final offer?

Mostly, I love what I do – helping people to manage their money better. Yesterday I was reminded again of the value that we can add to people’s lives… A client called me about a forex transaction that she was busy with to see if I thought the rate that the bank was offering her …