The Financial Coach

MANAGING PEOPLE AND THEIR EMOTIONS AROUND MONEY

Petrol on credit?

Ok, so maybe I am really slow or maybe Std Bank is really sneaky or both. But this morning I checked our business credit card statement and noticed that we had been charged interest. Seeing that we pay the amount in full every month (the bank debits the amount) it seemed like a mistake. So …

Is there a best credit card?

Black is the new gold – at least that’s what Woolworths want us to believe… Been thinking about credit cards quite a bit recently and wondering if there is a “best” option. So I have been looking at some of the offerings and the first one I am writing about is the “new” Woolworths Black …

Do the maths!

Just been reading the article about Old Mutual’s new credit card where the reward is an innovative “units in their money market unit trust fund”. On the face of it this is a great rewards offering…but do the maths and I cant believe how OM can get it so wrong so often. They are offering …