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HomeFinancial Education

Posts in category: Financial Education

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Standard Bank Money Market Select Account

April 4, 2017
by Gregg Sneddon FeaturedFinancial EducationFinancial Planning

Hardly a day goes by when we are not bombarded by some product provider pushing their latest, fanciest, cleverest product our way. It's time that we stopped and answered the question - would we use it? If it's not good enough for us to use then it's

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panic

It’s too late to panic

March 31, 2017
by Gregg Sneddon EquitiesFeaturedFinancial Education

As we wake to the news of a significant cabinet reshuffle by Mr Zuma and that the rand has lost another 4% on the news, there will be a tendency to panic. Now is not the time for knee-jerk reactions. The market will do that for you. Like a pendulum,

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3-sec1

“Dinosaurs R us?”

February 28, 2017
by Gregg Sneddon FeaturedFinancial EducationFinancial Planning

I was at a workshop session recently where the following quote was mentioned "Finance will be the most disrupted industry in the next 10 years". The quote was attributed to Peter Diamandis, the executive chairman and co-founder of Singularity Univers

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light-at-the-end-of-the-tunnel

RA’s still make so much sense

February 24, 2017
by Gregg Sneddon FeaturedFinancial EducationFinancial Planning

I must admit to feeling quite deflated post the budget speech - kind of feels like we are just getting squeezed even more and that there is little motive to working hard and attempting to save when in reality we are just being taxed more and more and

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some-good-advice

TFSA or not to TFSA?

February 8, 2016
by Gregg Sneddon EquitiesFeaturedFinancial Education

Alec Hogg recently wrote a piece encouraging people to take full advantage of the tax free savings account before the end of February (http://www.biznews.com/undictated/2016/02/05/go-full-out-for-tax-free-savings-accounts-but-with-two-provisos/)…I di

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Nike

SARS, like Nike – just do it!

October 27, 2015
by Gregg Sneddon FeaturedFinancial EducationFinancial Planning

I have posted on this previously but it seems to be an increasing issue and even SARS call centre agents are starting to admit that their systems are not up to scratch! The result is that even if you are not liable to submit a tax return (in terms of

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guarantee

Guaranteed returns or guaranteed losses?

October 22, 2015
by Gregg Sneddon EquitiesFeaturedFinancial Education

It seems trite to be talking about investment returns in the context of the “feesmustfall” campaign however, there are people who still need to invest and grow their money and in some ways life goes on. One of the more frequent conversations we ar

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Motley fool

When Stocks Plunge

September 23, 2015
by Gregg Sneddon EquitiesFeaturedFinancial Education

Some thoughts on the market's slide - with thanks to the Motley Fool http://www.fool.com "Global jitters" was used in the media 933 times last week to describe why the market was falling, according to Google. Thanks, that's really helpful. It's th

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better

SATRIX – ETF or UT?

September 2, 2015
by Gregg Sneddon EquitiesFeaturedFinancial Education

I have written about the merits of using the unit trust versions of the SATRIX Funds previously but a recent example once again highlighted the advantage of the unit trust over the ETF. Apart from the fact that the UT is cheaper than the ETF (the

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fear and greed

Fear and greed

July 31, 2015
by Gregg Sneddon EquitiesFeaturedFinancial Education

We bought dollars for a client recently at R12.60/$. It just seemed wrong; the rand is way under-valued and yet in the short to medium term there is absolutely no good news to suggest that it will get stronger any time soon. And yet it probably will.

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