1 thought on “The great Tax Free Savings Account con!

  1. Hi Gregg, thanks for writing this – I hadn’t heard this perspective before. How would things change if you invested in an index tracking fund (low cost) and achieved closer to 8-10% as part of a TFSA? I have a 30 year period until retirement age – would using a TFSA to invest in higher risk (hopefully higher growth), non-28A compliant unit trusts not be beneficial in a portfolio with a lower risk RA investment? Surely having a non-TFSA and incurring CGT in 30 years will hurt you more? Very keen to see your response, I’m still learning.

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