Heard from a client this morning who was involved in a car accident…he’s fine but the car’s not – R50000 damage. He was on to the insurers right away who sent an assessor who has rejected the claim. Reason? The tyres are smooth and therefore the car is not technically roadworthy!
We dont do short term insurance and I dont know if this is the end of it (I would take it further) but I do know that when you enter into an insurance contract on your car it is your responsibility to keep it roadworthy at all times – failure to do so can result in a claim being repudiated. In fact the wording on my policy document states that I need to take “all reasonable steps to maintain the vehicle in accordance with the road worthy requirements of any legislation applying in the territorial limits.”
Pretty harsh stuff when you read the fine print and I guess a state of roadworthiness includes things like the the license being up to date as well. Better get out there and kick the tyres!
