We are trying to add someone who has never previously been able to afford medical aid onto a medical aid scheme. Given that she is over 35, that this is the first time that she will be a medical aid member and that in terms of the act, “A medical sch
I think SARS started it all with their 21 working day turnaround times for things like “verification of supporting documents”. Or 30 working days turnaround for disputes! And they claim to be "at your service"? Unfortunately, it hasn’t taken long for
The tax ombudsman recently made damning findings about SARS unreasonably delaying paying refunds. SARS, of course, denied that there is anything malicious in this. However, experience seems to show that they are still very much applying stalling tact
A short while back, we wrote about what we see as the iniquitous selling of funeral policies to the poor and vulnerable. It's our view that there's a significantly better way to do it through the use of a properly underwritten whole-of-life policy.
One of the “compulsory” forms of insurance that people with bonds have to have is Home Owners Insurance (HOI). This is insurance that covers the cost of replacing the building if it is destroyed through things like fire and floods. Usually the bank t
Something seriously dodgy is happening at SARS - just had the 3rd case of them rejecting an RA tax certificate as proof of contribution to an RA. They are insisting on proof of contributions (since inception). Shouldn't be too difficult to obtain but
I remember, just after 9/11, listening to Clem Sunter speak about the choices that America had in response to the events that had just unfolded. Essentially, they had two choices, and the choice they made would define their future. The choices w
At first I thought that maybe it was only me and that the settings on my computer must be faulty - turns out it's not me. It's everyone who uses efiling... While there are many positives about efiling, can someone please look at the system from
Over the years as we have chatted to clients about financial planning we have settled down to the “big 5” risks that everyone faces and the resulting financial (and emotional) risks that they present to the person and their family. Simply put, these
I was in the bank recently and while I was waiting in the queue I was gob-smacked by how many people (mostly elderly) were making withdrawals or giving notice on their 32 day notice accounts. Consider the good (old fashioned) 32 day notice account
•Asset Allocation Strategy
•Investment Research and Selection
•Local and Offshore Investing
•Tax Efficient Planning
