There are essentially 2 emotions that drive human behaviour when it comes to money: fear and greed. Both of them can result in investors behaving irrationally and this can result is significant financial losses if we are not careful. For many South
As we wake to the news of a significant cabinet reshuffle by Mr Zuma and that the rand has lost another 4% on the news, there will be a tendency to panic. Now is not the time for knee-jerk reactions. The market will do that for you. Like a pendulum,
Alec Hogg recently wrote a piece encouraging people to take full advantage of the tax free savings account before the end of February (http://www.biznews.com/undictated/2016/02/05/go-full-out-for-tax-free-savings-accounts-but-with-two-provisos/)…I di
It seems trite to be talking about investment returns in the context of the “feesmustfall” campaign however, there are people who still need to invest and grow their money and in some ways life goes on. One of the more frequent conversations we ar
Some thoughts on the market's slide - with thanks to the Motley Fool http://www.fool.com "Global jitters" was used in the media 933 times last week to describe why the market was falling, according to Google. Thanks, that's really helpful. It's th
I have written about the merits of using the unit trust versions of the SATRIX Funds previously but a recent example once again highlighted the advantage of the unit trust over the ETF. Apart from the fact that the UT is cheaper than the ETF (the
We bought dollars for a client recently at R12.60/$. It just seemed wrong; the rand is way under-valued and yet in the short to medium term there is absolutely no good news to suggest that it will get stronger any time soon. And yet it probably will.
I remember a great radio ad a couple of years ago by one of the unit trust mancos that feautred 2 opera singers. One sang (in a very deep/low voice) “buy, buy, buy, buy” while the other one sang “sell, sell, sell, sell” in a very high voice. The poin
I recently saw an advert for RSA Retail Bonds that was advertising “risk-free” returns. This kind of thing really gets up my nose and in my opinion it smacks of false advertising…RSA Retail Bonds are not the only culprits – just about all of the bank
There seems to be quite a bit of activity around the new TFSA accounts and yet it seems to be by all the "wrong" people. By this I mean that the people who seem to be getting excited are not the actual intended beneficiaries...we seem to be forgettin
•Asset Allocation Strategy
•Investment Research and Selection
•Local and Offshore Investing
•Tax Efficient Planning
